Business Loans | The Summit Federal Credit Union

Your Business Powers Our Community

We’re here to help you grow! At The Summit Federal Credit Union, we believe that local businesses are the backbone of our economy. That’s why we’re committed to helping you thrive with a suite of business loan solutions designed to meet your needs quickly and affordably.

Whether you’re expanding your fleet, boosting cash flow, upgrading equipment, or renovating your workspace, we’re here with the tools, guidance, and financing to help you move forward. Our Business Specialist will take the time to understand your goals and deliver personalized solutions with competitive rates, flexible payment options, quick decisions, and fast closings so you can stay focused on growing your business.

Lending Options

Line of Credit

A flexible financing solution that gives your business access to funds when you need them. Use it to manage cash flow, cover short-term expenses, or seize unexpected opportunities. Borrow, repay and borrow again and only pay interest on what you use!

Best for:

Managing working capital
Bridging gaps in receivables
Emergency expenses

Vehicle Loans

Designed for purchasing new or used vehicles for business use. Competitive rates and flexible terms make it easy to upgrade your company’s transportation and keep operations moving. Plus, you can put your vehicle’s equity to work for you as collateral to support other business needs.

Best for:

Commercial trucks, vans, or fleet vehicles
Replacing or expanding existing vehicles

Equipment Loans

Finance essential equipment with fixed and predicable payments. Whether it’s machinery, technology, or tools, this loan helps your business invest in the resources you need to grow.

Best for:

Construction or manufacturing machinery
Office tech, medical equipment or tools
Re-financing existing equipment loans that have high interest rates

Real Estate Business Loans

Offers financing for purchasing or refinancing a 1-4 family investment properties. With a range of terms and fixed adjustable rates, it supports homeowners for primary residences or investment properties.

Best for:

First-time homebuyer
Real estate investors

Why Choose a Business Loan from The Summit?

Local Decisions, Local Support

At The Summit, business loan decisions aren’t made in a distant headquarters — they’re made locally, by people who understand your needs. We understand the local market and are committed to helping businesses thrive in the neighborhoods we share.

Personalized Guidance from Specialists

Whether you’re just starting out or expanding an established operation, our local representatives take the time to understand your goals. We don’t believe in one-size-fits-all lending — we work with businesses of every size to create solutions that fit.

Invested in Your Success

While many big banks prioritize larger accounts, The Summit is focused on helping small to mid-sized businesses thrive. Whether you’re launching a new venture or growing an established company, we offer personalized service and flexible financing to support your success every step of the way.

Apply Today