Automatically turn spare change from every purchase into savings with a RoundUp Savings account!
Use it to build your savings account or plan for major purchases, from travel to a new car, and everything in between. Plus, get paid up to $75 for reaching milestone bonuses!1 See how much you could save.
Open Yours Today Schedule a Video Appointment
Current Members: Open a RoundUp Savings account through Online and Mobile Access.
Sign Up
Sign up for a RoundUp Savings account at The Summit and get a Summit Visa® Debit Card.
Shop
Start shopping! Each purchase you make with your Summit Visa Debit Card will round up to the nearest dollar.
Calculate your savings.
Save
Your spare change will automatically transfer from your checking account into your new RoundUp Savings account overnight.
Sit back and watch your savings grow!
Rates effective February 1, 2026
Plus, earn Milestone Bonuses. We will deposit
$25
when you save $250 in yourRoundUp Savings account.
$50
when you save $500 in yourRoundUp Savings account.
Savings for illustrative purposes only. Amount of savings varies based on the number of transactions.
GET STARTED
Choose a purchase to calculate your weekly and annual savings.
Coffee
Spend: $4.58/transaction
x $0.42
Save $[variable-38]Weekly
Gas
Spend: $44.02/transaction
x $0.98
Save $[variable-32]Weekly
Groceries
Spend: $117.21/transaction
x $0.79
Save $[variable-33]Weekly
Dining
Spend: $14.40/transaction
x $0.60
Save $[variable-34]Weekly
Clothing
Spend: $21.16/transaction
x $0.84
Save $[variable-35]Weekly
Entertainment
Spend: $210.64/transaction
x $0.36
Save $[variable-36]Weekly
The final estimated price is :
It’s easy. Just use your debit card when you shop.
FEDERALLY INSURED BY NCUA. Membership eligibility required.
*Offer limited to members that have not had a Checking account or Summit Visa Debit Card in the past 120 days or have not been paid a Checking account or Summit Visa Debit Card promotional bonus in the past 36 months. Limited to 1 cardholder per account (primary cardholder). To receive the one-time $150 bonus you must open a Checking account, order a new Summit Visa debit card between 2/1/26 and 3/31/26 and complete 50 point-of-sale transactions posted to your account by 5/31/26. Please allow 4-6 weeks after meeting qualifications for The Summit to deposit your $150 bonus into your checking account. You must keep your checking account open and in good standing through 7/15/26. The $150 bonus will be reported, and you will receive IRS Form 1099-INT. Any applicable taxes are the responsibility of the member. Offer subject to change at any time at our sole discretion without notice.
1. Earn up to two special one-time bonuses totaling $75.00 that The Summit will deposit into your RoundUp Savings when your RoundUp Savings account reaches a balance of $250 ($25 bonus) and $500 ($50 bonus). The APY is 0.200% as of February 1, 2026 and is subject to change at any time. Please refer to the RoundUp Savings account Terms and Conditions at summitfcu.org/roundup-terms.
