Welcome to The Summit!

Choose one of the convenient ways to get started with us:

Icon - Online


Complete the membership application.

Start Application

Icon - At a Branch

At a Branch

1. Fill out a Membership Enrollment Application before you visit us or complete one at the branch.

2. Bring a primary form of identification or Other Acceptable Documents for Proof of Identity. If your address is different from your ID, please bring in proof of address.

3. Bring the minimum deposit of $5.00 plus payment for any check orders.

Eligibility requirements

You’re eligible to join if:

  • You’re an employee, retiree, or volunteer of one of our member companies.

  • You live, work, worship, volunteer, or attend school within the geographic boundaries of one of our Community Charters below:

    • Amherst – Town of Amherst
    • Buffalo – City of Buffalo
    • Cortland County
    • Geneva – City of Geneva
    • Henrietta – Town of Henrietta
    • Rochester – City of Rochester
    • Syracuse – City of Syracuse
    • Tonawanda – City or Town of Tonawanda
  • You’re related to or share a permanent residence with a Summit member or potential member.

Please note: If your account will have a Joint Member, you must complete both the Primary Member and Joint Member information sections. (Online or in a branch)