Trying to save for a house?
Maybe you’re looking to purchase your dream house but aren’t sure where to start. A dedicated savings account can help you cover moving expenses, insurance, HOA fees, and more.
Here’s how to get started.
How to save for a house (and homeownership costs)
If you’re trying to save for a house, you probably have a vision for the indoor and outdoor spaces. Budgeting for these items is an important part of preparing financially for the cost of moving. A RoundUp Savings account from The Summit can help you create the home you’ve dreamed of.
A RoundUp Savings account grows as you spend. Just by using your Summit Visa® Debit Card regularly, you are building your savings, which helps you prepare for those added expenses.
Tip: Prioritize your budget towards items that you’ll use and need the most: from “must haves” to items that spark joy.
3 reasons thousands of people just like you use RoundUp:
Grow savings with every purchase
Automatically build your savings with a RoundUp Savings account every time you use your Summit Visa® Debit Card. Plus, earn at a higher savings rate!
Watch monthly savings soar
On average, The Summit’s members save $17.85 per month for a total of $214.20 per year!1
Earn milestone bonuses
It pays to save. RoundUp Savings account users can get up to $75 in bonuses!2
Get $25 after your account reaches $250 and another $50 when your account reaches $500.
Sign Up
Sign up for a RoundUp Savings account when you join The Summit and get a Summit Visa Debit Card.
Shop
Start shopping! Each purchase you make with your Summit Visa Debit Card will round up to the nearest dollar.
Save
Your spare change will automatically transfer from your checking account into your new RoundUp Savings account overnight.
Earn Milestone Bonuses. We will deposit
$25
when you save $250 in your
RoundUp Savings account.
$50
when you save $500 in your
RoundUp Savings account.
Enter your weekly spending habits and watch your money grow.
Savings for illustrative purposes only. Amount of savings varies based on the number of transactions.
Save money while making everyday purchases!
Choose a purchase to calculate your weekly and annual savings.
Coffee
Spend:
$4.58/transaction
x $0.42
Save $[variable-38]Weekly
Gas
Spend:
$44.02/transaction
x $0.98
Save $[variable-32]Weekly
Groceries
Spend:
$117.21/transaction
x $0.79
Save $[variable-33]Weekly
x $0.42
Dining
Spend:
$14.40/transaction
x $0.60
Save $[variable-34]Weekly
Clothing
Spend:
$21.16/transaction
x $0.84
Save $[variable-35]Weekly
Entertainment
Spend: $210.64/transaction
x $0.36
Save $[variable-36]Weekly
Final cost
The final estimated price is :
Summary
| Description | Information | Quantity | Price |
|---|---|---|---|
| Discount : | |||
| Total : | |||
It’s easy. Just use your debit card when you shop.
FEDERALLY INSURED BY NCUA. Membership eligibility required.
1. Example for illustrative purposes only, actual savings will accrue based on debit card usage. Fees can reduce earnings on the account. Please refer to the RoundUp Savings account Terms and Conditions at summitfcu.org/roundup-terms.
2. Earn up to two special one-time bonuses totaling $75.00 that The Summit will deposit into your RoundUp Savings when your RoundUp Savings account reaches a balance of $250 ($25 bonus) and $500 ($50 bonus). The APY is 0.200% as of 4/1/2024 and is subject to change at any time.