Reaching My Summit

Welcome to Reaching My Summit, a new resource designed especially by The Summit Federal Credit Union to help teens, young adults and their parents figure out everything money. And not just boring financial stuff you find on other sites, but real life support based on what’s important to you. Whether your financial goals are big or small, they’re important to you.

We want you to reach your personal summit and your biggest dreams, whether you’re a parent trying to figure out how to talk to your kids about money, a teenager with your first job, or a college student or grad taking the next big step in your financial freedom. Reaching My Summit does just that — we’re here with helpful information, tips and expert advice on how to start managing your financial future today.
Audience:

5 Reasons a Checking Account is a Must Have

Checking accounts might seem outdated with all the online payment options, but this financial workhorse is a must-have for anyone who has money at their disposal. A checking account is a powerful tool that not only houses your money, but helps you budget, pay bills on time, and save for bigger purchases. Here are five […]


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Direct Deposit 101

Chances are you’re reading this because you got a job and on your first day the HR manager asked if you wanted direct deposit for your paycheck. And whether you said “yes”, “no”, or “uh, let me get back to you,” it’s important to understand how direct deposit works as it’s going to likely be […]


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4 Things You Should be Letting Your Teens Do with Their Money (and 1 You Shouldn’t)

As your kids start getting older and earning more money for themselves, it can be difficult to discern what you should let them do with their money and what you shouldn’t allow. How can you encourage them to develop good financial habits but also prevent them from making big mistakes? We’re talking you through four […]


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Tips for Growing Your Child’s Money Before They Even Get Their First Paycheck

As a parent, of course you want to position your child for success in every way possible. Whether it’s a great education, nutritious meals or a sound financial future, these priorities are top of mind for most parents. There are several ways to start investing for your child before they get a paycheck from their […]


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5 Early Habits for Lifelong Financial Security

Maybe you’re a parent who wants to instill financial literacy throughout your child’s life, or you’re a teenager looking to maximize your after school job and plan for college. Perhaps you’re already a young adult and want to ensure you get off on the right financial footing as you enter the working world. Whatever situation […]


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3 Ways to Negotiate Your First Salary

So you’ve landed your first salaried job–hooray! Before you sign on the dotted line, you want to ensure you’re getting the best salary and benefits package possible. Even though it may be intimidating, it’s well worth negotiating, as the long-term benefits can have a big impact. Here are three ways you can negotiate your first […]


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The High School Series: Budgeting a Trip to the Mall

Who doesn’t love shopping with friends? But before you head out, it can be helpful to plan and budget your trip. If your shopping outing is more social, that’s all well and good, but you should be thoughtful about how much money you’re actually spending. Here are some tips to keep in mind before you […]


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Impulse Purchases – Yea or Nay?

We’ve all been there: you’re at a big-box store or a thrift store, and something catches your eye. It’s a great deal. You throw it in your cart. Before you know it, you’ve somehow spent $100 when you just came in for laundry detergent and deodorant. A 2018 survey showed that 5 in 6 Americans […]


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Your First Off Campus Apartment

When you decide to move off campus and into your first apartment, there’s a lot you need to know. It seems easy–you just find an apartment you like, sign a document, and it’s yours, right? Well, it’s a bit more complicated than that, and there are plenty of questions you need to be sure to […]


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How to Keep Your Personal Information Safe

Keeping your personal information safe seems easy, right? You’ve got a passcode or Face ID set up on your phone, and it’s not like you leave your social security card laying around! There’s much more to online privacy than that, though. We’re sharing some of our best tips for keeping your personal information (and your […]


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