Fraud Prevention Center

The Summit will never contact you to ask for your account numbers, card number, zip code, passwords, pin numbers, passcodes, or usernames. If anyone contacts you unexpectedly and requests this information, do not provide it.

Protecting your accounts is a top priority for The Summit.

Identity theft is one of the most prevalent crimes in America today. In today’s digital world, it’s important to be on the lookout for fraudulent activity and to know how to safeguard yourself against it. At The Summit, we monitor this activity on a daily – and even hourly – basis. 

Below are resources and advice to help you stay safe from this growing problem.

Types of Scams

Learn More

Victim of Identity Theft?

Learn More

Protect Your Information

Learn More

Card Security Features

Learn More

Report Card Lost or Stolen

Learn More


Fraudulent activity is on the rise

What to do if it happens to you:


Check Out Our Latest Fraud Prevention and Security Updates & Tips

Avoiding Scams During Tax Season

February 23, 2026

In 2024, the IRS received nearly 300,000 reports of identity theft, leading to $5.5 billion in tax fraud.  90% of us file our taxes online, making us targets for scammers whose attempts to defraud filers have become even savvier.   Filing taxes can be stressful or confusing for some people, and believe it or not, […]

Safeguarding Yourself Against Holiday Fraud

December 8, 2025

By Dawn Kellogg The holidays are a time of cheer and goodwill, but it’s also a time when scammers are especially active. There’s no doubt that ordering gifts online and having items delivered to your home is easy, but don’t sacrifice security for convenience. Here are some tips to stay safe while purchasing gifts and […]

Phone a Friend. Refer a Friend

September 17, 2025

How many times have you really enjoyed something, or found something works well for you? The first thing you want to do is tell someone, right? You want to share with friends and family so that they can enjoy those same things. Our members are our greatest ambassadors. Take this comment from a member, for […]