Refinance Student Loans
It’s the perfect time to consider refinancing your student loans. If you have loans that don’t qualify for the federal measures, let The Summit help you take control with our student loan refinance solution!
Refinance and consolidate your private and/or federal student loans1 including PLUS loans, setting up one convenient payment and potentially saving on interest or monthly payments.2
Our student loan refinance option offers:
- Competitive interest rates – fixed and variable options
- Loan limit up to $75,000
- Flexible repayment terms to fit your needs
- Easy online application and instant credit decision
- A relationship with a local, not-for-profit lender you can trust
- Apply online today or visit the Student Choice website for more information.
Should I refinance my student loan?
Refinancing your student loans could help you pay your loans off sooner or reduce your monthly payment. We know that everyone’s student loan situation is unique and figuring out where to start can be tough. Check out our Guide to Refinance or consult with our College Counselor to determine if it makes sense for you.
Am I eligible to refinance my student loans with The Summit?
To be eligible to refinance your student loans, you must have graduated from an approved school3 and be a member of The Summit Federal Credit Union. You may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded. Be sure to review all eligibility requirements.