Auto Loans

Summit Auto Loans get you behind the wheel of a new car faster!

We'll get you moving in the right direction with a low-interest auto loan that offers flexible terms and monthly payments that fit comfortably into your budget. Or take advantage of our low rates to refinance a higher-interest auto loan to lower your payments and save a bundle on interest.

We offer loans for new and used cars, as well as recreational vehicles. View our current Auto Loan rates or use our convenient loan calculators to help determine the best financing and payment options for you.

Apply today!

Apply online for your Summit Auto Loan now, visit a branch, or contact us at (585) 453-7030 or (800) 836-SFCU extension 7030. We're here to answer any questions you may have while shopping for your new vehicle. Ask us how you can save even more with automatic payments. When we automatically deduct your loan payments from your account, you'll get an extra rate discount!

Summit ExpressSM Auto Loans right at the dealer

In a hurry? We also offer auto loans directly at the dealership - learn more about our Summit ExpressSM Auto Loans.

Subject to application and credit approval. Must be 18 years of age or older to apply.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency

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Serving Central & Western New York
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Summit Online Access Enrollment

Enrolling in Online Access is easy - here's how:

If you don't have an Online Access PIN or need assistance, please call (585) 453-7030 or (800) 836-7328.