Digital Banking Guide

Online Access Setup

Access your accounts anywhere, anytime

Convenient, secure access with The Summit’s Online Banking.

You can check balances, transfer funds and make loan payments — but that’s just the start. Check out all the innovative features The Summit’s Online Access has to offer.

Benefits:

  • Check your account balances and transaction history.
  • Transfer funds instantly between your Summit accounts.
  • Chat with a Member Service Representative.
  • Set up account alerts and notifications.
  • Sign up for Text Message Banking.1
  • Schedule automatic transfers at your convenience.
  • Make loan payments.
  • Submit secure, confidential loan applications.

Features:

  • Sign up to view your statements online with E-Statements.
  • Earn Rewards with your Visa® Debit Card.
  • Send or request money from friends and family at another financial institution with Zelle®.
  • Search checks that have cleared and view check images.
  • Order new or replacement checks.
  • Update your postal and email addresses.
  • Change your Username and Password.
  • Download or export your account information into a formatted file.
  • Review activity on your Summit Visa Credit Card.

What You Will Need:

  • Your account number.
  • Your Summit issued temporary Personal Identification Number (PIN). The PIN is obtained at the time your Summit account is opened or a Summit Representative can provide one to you. This PIN is different than your ATM/Debit Card PIN.
Enroll Today

Getting Started:

  1. Log in Information: Visit www.summitfcu.org. Begin by entering your account number for your “Username” and temporary PIN (provided by The Summit) for your “Password” under “Online Access Login” for the initial login.
  2. Create Username and Password: You will be prompted to create a username and password. The personal information section must also be completed.
  3. Terms and Conditions: To enroll in the service, select the box indicating you accept all Terms and Conditions. If you do not accept the Terms and Conditions you will not be able to register for Online Access.
  4. Complete Sign Up: After you have completed the registration process, you will see a “Sign up completed!” message. Click the “Confirm contact information” button to continue.
  5. Verify Multi-Factor Authentication (MFA) Information: Upon a successful registration, up to two phone numbers and an email address will be listed as your MFA contact information. These contact options will be used for authenticating any future unrecognized devices. Choose one of these options for the verification code to be sent.
  6. Enter Verification Code: The code will expire after 10 minutes and consists of random digits.
  7. Register the Computer: If using your personal computer, register it by clicking “Yes, this is a private computer” so you aren’t prompted for the verification code upon your next login*. If you are on a public computer, choose “No, this is a public computer.” You will then be automatically redirected to Online Access.
Log in with your account number and temporary PIN

Username

Going Forward, you’ll have one username to access your account.

Password

Create a strong, unique password 8+ characters long with at least 1 lowercase letter, 1 number and a special character.

Create Username and Password
Complete Sign Up
Verify Multi-Factor Authentication (MFA) Information
Enter Verification Code & Register Your Computer
Enroll Today

*If your computer is set up to delete cookies, you will still be prompted for the verification code at each log in, regardless of this option.

  1. We won’t charge you; however, standard carrier fees for text messaging may apply. Please check with your mobile phone carrier if you aren’t sure what fees apply when you send and receive text messages.