Auto Loans at the Dealer

You asked, we listened.

Now you can automatically pay your Summit loan by setting up a recurring payment from any financial institution!

How to submit the form:

  • By Mail or Branch: Complete the ACH Origination form and mail to 100 Marina Drive, Rochester, NY 14626 or bring into your local branch,
  • Online: Complete the form online by logging in to your Online Access account. If you don't have an Online Access account, click here for information on how to get started.

* One-time transfers cannot be accommodated at this time. See Terms and Conditions for details.

Summit ExpressSM Auto Loans make buying your next vehicle as easy as 1-2-3.

Buy your vehicle directly from the dealer with a Summit Express Auto Loan and make your car buying experience quicker and easier than ever. Instead of waiting for a check, just apply for your auto loan right at the dealership and tell them you want a Summit Express Auto Loan.

There are 3 simple steps:

  1. Visit one of almost 200 participating area dealerships.
  2. Find the vehicle you want.
  3. Apply for your Auto Loan right at the dealership and ask for a Summit Express Auto Loan.

It's that easy! Use our convenient loan calculators to determine the financing and payment options that are best for you. If you are purchasing your vehicle through a private party or from a non-participating dealership, we offer direct Auto Loans as well.

If you have questions, please call us at (585) 453-7030 or (800) 836-SFCU extension 7030 or send us an email. Also, ask us how you can save even more by having your loan payments automatically deducted from your Summit account each month.

Subject to application and credit approval. Must be 18 years of age or older to apply.



Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency

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You must be a member of The Summit FCU to take advantage of its products and services
Serving Central & Western New York
2012 by The Summit Federal Credit Union. All rights reserved

Summit Online Access Enrollment

Enrolling in Online Access is easy - here's how:

If you don't have an Online Access PIN or need assistance, please call (585) 453-7030 or (800) 836-7328.