November 1 – December 31
More Points. Every Purchase.
Card - Visa Signature® Credit Card

Visa Signature® Credit Card


Annual Fee: $75

Earn cash back on all purchases


  • LIMITED TIME OFFER
  • 3x points on all purchases1
  • After the limited time offer: 2x points on travel purchases and 1x points on all other purchases
  • No Balance Transfer Fee2
  • 10,000 bonus points when you spend $3,000 in the first 90 days3


  • Travel & ID Protection Benefits
  • Exclusive bonuses and discounts with CURewards®
  • Point Redemption: Cash back, statement credit, and more!


Card - Visa® Platinum Credit Card

Visa® Platinum Credit Card


No Annual Fee

Earn points on every purchase, every day


  • LIMITED TIME OFFER
  • 2x points on all purchases1
  • After the limited time offer: 1x points on all purchases
  • No Balance Transfer Fee2


  • Travel & Basic ID Protection Benefits
  • Exclusive bonuses and discounts with CURewards®
  • Point Redemption: Gift cards and merchandise


It’s so much more than a rewards card

Our cards are designed to get you where you’re going and reward you for everyday purchases both online and in store, from holiday fun to your favorite hobbies and everyday essentials.

With benefits and features like no annual fee and cash back rewards1, you can find the best credit card to fit your lifestyle and shop the way you were meant to.

balance transfer

No Balance Transfer Fee2

Pay down an existing balance at a lower rate.

See how much we can save you

purchase alerts

Real Time Purchase Alerts

Track your spending with Visa Purchase Alerts.

Enroll now

mobile pay

Digital Wallets

A simple, more secure way to pay using your Summit Visa Credit Card.

Get started

design your own credit card

Credit Card App

The Summit Cards app makes credit card management easy.

Download the app

fraud protection

Fraud Protection

Protect yourself from unauthorized transactions.

Learn more

share certificate

Visa Account Updater

Visa will automatically update your card information with participating merchants when your card is replaced.

Extra points means more rewards!

VISA Installment Agreement | VISA Rates and Terms | VISA Guide to Benefits | Visa Signature Guide to Benefits

FEDERALLY INSURED BY NCUA. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply.

  1. 11/1/26 through 12/31/26, Visa Signature®️ Credit Cards are eligible for 3X points and Visa®️ Platinum Cards are eligible for 2X points. Bonus points are awarded based on all purchases posted to account by 12/31/26. Points rewarded will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle.
  2. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars.
  3. Visa Signature accounts approved and issued will receive 10,000 bonus points statement credit upon spending $3,000 in purchase transactions within 90 days of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each Signature Card account is eligible for 1 statement credit of 10,000 bonus points. Please allow 4 weeks to receive the statement credit.