Credit Cards App

 Intro Image

The Summit Credit Cards App

We’re making credit card management easy for you! The Summit has an app to help you conveniently and securely manage your credit card.1

Download our app today!

h Get it on Google Play


Don’t have a Summit Visa credit card yet? Apply for one today and take advantage of benefits like 1% cash back2 on transactions or a low monthly rate!


  • View Transactions & Account Details
  • Make Payments
  • Set Transaction Alerts 
  • Turn Card On or Off
  • Report a Lost or Stolen Card
  • Dispute a Transaction
  • Set Travel Notifications

What You Will Need:

  • Wi-Fi source and/or active data plan
  • Your Summit Visa Credit Card

Make sure you download The Summit Cards credit card app. It’s different than the Mobile banking app.

Search the Apple App Store / Google Play Store
Log in to Your Account

Getting Started:

  1. Download the App: Download The Summit FCU Credit Card App by searching “The Summit Cards” in the iTunes App Store® (Apple) or Google Play Store® (Android).
  2. Enrollment: After downloading the app, select “Enroll” and follow the enrollment prompts to add a Summit FCU Credit Card and select a username and password. Note: Members that use Online Access must enroll in the credit card app as a new user. When enrolling, they can select the same credentials they use for Online Access.

On the main screen, you can see your current balance, available balance and statement balance.

Make sure your contact information is up-to-date to receive confirmations and notifications.

Select the make a payment icon

Make a Payment:

  1. Select the “Make Payment” option from the card menu.
  2. Select “Payment Source” to input the routing and account number of the account you are paying from. Note: The system will store up to two accounts. If you already have two stored, you have to delete one account to add another.
  3. Select the payment date.
  4. Input the amount to pay.
  5. Select “Make Payment.” A confirmation will be sent to the email address on file.

Green means your card is unlocked and red means it is locked.

Select the Green Icon
A Success Message will display
Your Card is Now Locked

Turn Card On or Off:

  1. From the main screen, select the green “Unlocked” option to turn the card off
  2. Select the red “Locked” option to turn the card back on

  1. Mobile Banking is a free service available only with a Summit FCU Account. Your mobile carrier’s text messaging and data charges may apply.
  2. Cash back points will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle. See Visa Rates and Terms for cash back options.

Apple, the Apple logo, Apple Wallet, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Touch ID, and Face ID are trademarks of Apple Inc.

Google Pay and the Google Pay logo are trademarks of Google LLC.

View the Digital Wallet Terms and Conditions.