Balance Transfer Calculator

Choose a card to transfer your balance to:

Gold

The Summit FCU Visa Gold Card

Balance Transfer Rate 1
6.95%
Ends 03/31/2023

Select Card

Platinum

The Summit FCU visa platinum credit card

Balance Transfer Rate 1
6.95%
Ends 03/31/2023

Select Card

Signature

summit credit card

Balance Transfer Rate 1
6.95%
Ends 03/31/2023

Select Card



Enter the Duration of your Balance Transfer Rate (in months)

Enter your current credit card information

Transfer Amount Your Current Rate Savings Per Card
Card 1
Card 2
Card 3

Great News!

When you transfer to The Summit Card with a % Balance Transfer Rate, you will save a total of over the course of months!

Apply Now   or fill out the form below to start the Visa Balance Transfer Process.

Sorry!

That’s an impressive rate; we recommend that you stay with your current card. But please check back with us in the future, as we frequently offer special credit card rates. And if your current card rates are introductory, come see us when those rates end to find out how much money you can save.


Ready to Transfer Your Balances? Get Started



Savings are for illustration purposes only. Actual savings may differ. Call at (585) 453-7000 or (800) 836-7328 to see exactly how much we'll save you.

1. Promotional APR available on qualified balance transfers posted between December 1, 2022 and March 31, 2023 for Gold, Platinum and Signature credit cards. Credit Cards opened from June 15 to August 31, 2022 are excluded from the Promotional APR offer. Limited to members in good standing. Minimum of $100 per balance transfer. Promotional APR of 6.95% ends 180 days after the date of account transfer. After that, your regular APR will be applied. For example, suppose your balance transfer occurred in March 2023, in that case the 6.95% promotional rate will be valid until your 180 days ends in September and your regular APR would begin. You can view your billing cycle date and regular APR on your credit card statement. Promotional rate cannot be used to pay off other Summit credit cards.
2. APRs range from 11.00% to 18.00%. Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. APRs shown are as of February 2, 2023 and are subject to change at any time. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. $75 Annual Fee applies to Visa Signature Credit Card.