Balance Transfer Calculator

1. Choose a card from The Summit

Gold

The Summit FCU Visa Gold Card

Balance Transfer Rate
1.95%
for 6 months1

Ends 08/31/2022

Lowest Rate Card with an APR as low as 8.00%

Select Card

Platinum

The Summit FCU visa platinum credit card

Balance Transfer Rate
1.95%
for 6 months1

Ends 08/31/2022

Rewards Card with an APR as low as 9.50%

Select Card

Signature

summit credit card

Balance Transfer Rate
1.95%
for 6 months1

Ends 08/31/2022

Cash Back Card with an APR as low as 9.50%

Select Card



Enter the Duration of your Balance Transfer Rate (in months)

2. Enter Your Current Credit Card Information

Transfer Amount Your Current Rate Savings Per Card
Card 1
Card 2
Card 3

Great News!

When you transfer to The Summit Card with a % Balance Transfer Rate, you will save a total of over the course of months!

Apply Now   or fill out the form below to start the Visa Balance Transfer Process.

Sorry!

That’s an impressive rate; we recommend that you stay with your current card. But please check back with us in the future, as we frequently offer special credit card rates. And if your current card rates are introductory, come see us when those rates end to find out how much money you can save.


Savings are for illustration purposes only. Actual savings may differ. Call at (585) 453-7000 or (800) 836-7328 to see exactly how much we'll save you. APRs range from 8.00% to 18.00% (Gold) and 9.50% to 18.00% APR (Platinum & Signature). Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. APRs shown are as of June 15, 2022 and are subject to change at any time.

1) Introductory APR of 1.95% is available on qualified purchases posted between June 15, 2022, and August 31, 2022. Introductory APR ends 6 months after the date of account opening on purchases and balance transfers. After that, your regular APR will be applied to any unpaid purchases posted during the introductory period. For example, if your account is opened on June 16, 2022 and a purchase and/or balance transfer posts to your account on June 30, 2022, your introductory APR would end on December 16, 2022 and your regular APR would begin. You can view your billing cycle date and your regular APR on your credit card statement. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. As of June 15, 2022, APRs range from 8.00% to 18.00% and are subject to change. Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. Limited to members in good standing. $75 Annual Fee applies to Visa Signature Credit Card.