Digital Wallets

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Pay securely in-store, in-app, or online.

Safely and securely pay with your Summit Visa® Debit Card or Summit Visa® Credit Card simply by using your mobile device or smart watch.  

Digital Wallets are a contactless, convenient and fast way to pay with your Summit debit or credit card. You can use it when making a purchase in most stores, apps, and online. And now with Apple Pay®, Google Pay and Samsung Pay, we offer more ways for you to pay.


  • A faster, more secure way to make purchases at your favorite stores and participating apps. New stores, apps and payment locations are being added all the time.
  • Your card number is never used for the transaction.
  • Digital Wallets are secure. For example, Apple Pay1 transactions are authorized with Touch ID thumbprint security or Face ID.

What you will need:

  • Your Summit Visa® Debit Card or Summit Visa Credit Card.
  • A supported device:
    • An iPhone® or iPad® with Face ID® or Touch ID®, or Apple Watch® for Apple Pay.
    • An Android device running Lollipop 5.0 or higher for Google Pay.
    • Galaxy S6 or newer or Galaxy Note 5 or newer for Samsung Pay.
Select Settings

Have your Summit Visa credit or debit card available to add card information.

Add Card
Enter Card Details
Select Card Type
Verify Card
View Terms & Conditions

Set up your Summit Visa credit or debit card as the default card to use for payments.

Set Default Card

Getting Started with Apple Pay

  1. Add Your Card: To add your card to Apple Pay:
    1. Select “Settings” and then select “Wallet & Apple Pay” from the settings list.
    2. Select “Add Card.” On the Apple Pay screen
    3. You can choose to add your card by taking a picture of the card or entering the card details manually.
  2. Verify Card Information: Review the card details to ensure your name and card number were captured correctly then select “Next.” After selecting next, verify or enter your card’s expiration date and enter the security code (3 digit code on the back of card) and select “Next.”
  3. Terms and Conditions: To enroll in the service, select the box indicating you accept all Terms and Conditions. If you do not accept the Terms and Conditions you will not be able to register for Apple Pay. You will then get a confirmation that says “Card Added.”
  4. Choose Your Default Card: Select “Settings” and then select “Wallet & Apple Pay.” Under the (extra space needed here between words on current page) “Transaction Defaults” section, select “Default Card” and choose your Summit Visa Debit or Credit Card.

Getting Started with Other Digital Wallets

If you have additional questions regarding Digital Wallets, please contact our Member Services at (585) 453-7000 or (800) 836-7328 or visit your local branch.

About Digital Wallets

Digital Wallets let you add your debit or credit card information to an application on your mobile device and then use your mobile device to make a contactless transaction.

You can use your Summit Visa Debit Card or Summit Visa Credit Card with Apple Pay, Google Pay or Samsung Pay.

It is free to use Digital Wallets, but message and data rates may apply, depending on your data plan.

Learn More About Payment Service

  1. Apple, the Apple logo, Apple Wallet, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Touch ID, and Face ID are trademarks of Apple Inc.
  2. Google Pay and the Google Pay logo are trademarks of Google LLC.

View the Digital Wallet Terms & Conditions.