What Kind of Card is Right for You?
Whether you prefer to make purchases using a debit card, credit card or a combination of both, The Summit has a card to fit your lifestyle. Our EMV debit and credit cards will give you the security and convenience you need with the rewards you love. Take our quiz and see what card is the best choice for you. Or let one of our Member Services Representatives help you.
Intro rate for 270 days after account opening on purchases and balance transfers made within the first 90 days.
Then, enjoy a rate as low as 10.00% APR*.
*For Visa® Gold Credit Card accounts opened 6/1/26–8/31/26, purchases and balance transfers made within 90 days of opening will receive a 4.95% introductory APR, valid for 270 days from the account opening date. For example, if your Visa® Gold Credit Card account is opened on 6/22/26, the 4.95% introductory APR will apply to purchases and balance transfers made within the first 90 days and will remain in effect through 3/19/27. After that, your regular APR will apply to any unpaid purchases and balance transfers made during or after the introductory period. You can view your billing cycle date and regular APR on your credit card statement. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. As of 6/1/26, APRs range from 10.00% to 18.00% and are subject to change. Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. Limited to members in good standing.