







Give your earnings a guaranteed boost.
Funds must be new to The Summit.
Open your Certificate today!
Current members:
To open your certificate, fill out the inquiry form below, make an appointment at your nearest Summit branch, or contact Member Services at (585) 453-7000 or (800) 836-7328.
Not a member yet?
Get started with a Membership Application and someone will reach out to you.
See how much more your money can earn.

Certificate Inquiry – Have a representative from The Summit contact you
The Summit is federally insured by the National Credit Union Administration. Membership eligibility required. Share Certificate (Certificate) must be opened between 8/20/26 and 9/30/26. To qualify for the promotional Annual Percentage Yield (APY) you must open a new Certificate with promotional term of 7 or 13 months with new funds. Minimum deposit amount for Certificate promotional offers: $500 for a regular Certificate, $75,000 for a Jumbo Certificate or $50 for members under 18 years old. APY assumes daily compounding of principal and interest. Early withdrawal of dividends or principal may affect your APY earned. There may be a substantial penalty for early withdrawal. A 7-month Certificate renews automatically for a 6-month term, and a 13-month Certificate renews automatically for a 12-month term at the rate in effect at the time of renewal unless otherwise directed. Offer subject to change at any time at our sole discretion without notice.
