Online Privacy Policy

Reviewed April 2024

OUR ONLINE PRIVACY PRACTICES

Keeping financial and personal information secure is one of our most important responsibilities. The Summit Federal Credit Union is committed to protecting the information of our members and other visitors who use our website. We value your trust and handle all personal information with care. As with information we collect through other means, we use the information you provide online to respond to your needs, service your accounts, and provide you with information about other services.

SECURE TRANSMISSIONS

To ensure information remains confidential, The Summit Federal Credit Union uses encryption technology such as Secure Socket Layer (SSL) to protect information you enter and submit from our website.

EMAIL SECURITY

Regular Internet email is not secure. You should never provide information that is sensitive or confidential such as your social security number, account number or PIN numbers. We also ask that you do not send personal or account information through regular email.

COOKIES

A cookie is a small piece of information that a website stores directly on the computer you are using. Cookies may contain a variety of information from a simple count of how often you visit a website to information which allows customization of a website for your use. The Summit Federal Credit Union uses cookies to gather data about the usage of our website and to ensure that you have access to your account information. Anytime a cookie is used, personal information is encrypted for our use only and is protected from third party access (a cookie cannot be read by a website other than the one that sets the cookie).

LINKING TO OTHER SITES

To provide you with easy access to information, The Summit Federal Credit Union may provide links to other websites such as mortgage companies, insurance companies, government agencies. These links are provided as a convenience to our members. We do not guarantee or endorse any of the content in these links, and The Summit Federal Credit Union does not represent either the third party or the member if the two enter into a transaction. The privacy and security policies on these linked websites may differ from those practiced by The Summit Federal Credit Union. We encourage you to read the privacy policies of all websites you visit, especially before providing any personal nonpublic information.

GOOGLE ANALYTICS

This section describes The Summit Federal Credit Union’s policies and procedures on the collection, use, and disclosure of your information collected from Google Analytics. Review our Privacy Policy Notice to see how the Summit Federal Credit Union handles your personal information. We use Google Analytics to see how visitors are using www.summitfcu.org. Google Analytics reports traffic patterns anonymously. We may collect non-identifying information, such as the type of browser and browser version you are using to access our website, the day and time you access our website, the referring website that linked you directly to our website (if you arrived here by clicking a link on another website), and limited geographic information. No personally identifiable information is collected for this purpose. Like many websites, we use “cookie” technology. Cookies are small text files that this website places within your browser so that it can remember you when you show up again later. None of these cookies store any of your personal information. We use cookies to enhance your experience on our website while also protecting your privacy. In addition, Google Analytics uses cookies for the collection of web metrics and to track visitor interactions; however, The Summit Federal Credit Union does not collect any personally identifiable information about visitors to our Web pages. Traffic statistics for this website are only reported to us anonymously and in the aggregate, and no information provided by Google Analytics is traceable to any specific individual. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit this site, the cookie cannot be used by anyone but Google. Google’s ability to use and share information collected by Google Analytics about your visits to this site is restricted by the Google Analytics Terms of Use and the Google Privacy Policy. Most Internet browsers automatically accept cookies. Although cookies help us create a better experience for you, most of this website will also work without them. If you don’t want to accept cookies, you can change your browser’s options to not accept them or to prompt you before accepting them. You can add an Opt-out Browser Add-on for Google Analytics or you can prevent Google Analytics from recognizing you on return visits to this site by disabling cookies on your browser.

THE SUMMIT FCU’s MOBILE APPS (The Summit Credit Cards and The Summit FCU)

The Summit FCU’s Mobile App periodically collects, transmits, and uses geolocation information (except for The Summit’s Credit Cards App) for enabling features such as, but not limited to, card use and alerts to prevent fraudulent activities, but only if you expressly authorize the collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the feature(s) are being used or not at all, depending on your selection. It’s possible to change your location permissions at any time under your mobile device settings. The Summit FCU’s Mobile Banking App requests access to information stored on your device such as location (used for directions to our branch locations or ATMs), camera (ability to make mobile check deposits), contacts (simpler user experience with Zelle) or other features to improve your experience on the Mobile Banking App and provide security to protect your account.  It is important for you to understand that before granting access you are prompted to grant your permission and if you do not wish to grant that permission, you may decline. View Google’s Privacy Policy & Terms. View Apple’s privacy and Location Services.

PRIVACY POLICY

To learn how The Summit Federal Credit Union handles information that we learn about consumers when consumers visit the websites we operate or contact us by mail, phone, or email, please visit our Privacy Policy page.