Checking & Savings Accounts

Access your money for everyday or emergency use. Save money the way that makes the most sense for you. Whatever your needs are, The Summit has checking and savings options to fit your lifestyle.

  • ACH loan payment

    Checking Accounts

    Choose from our variety of checking accounts and enjoy the convenience of banking with The Summit.

  • saving

    Savings Accounts

    Whether you’re saving for a home, planning a vacation, looking ahead to retirement, or simply stashing your cash, The Summit has a savings solution that will work for you.

  • money market accounts

    Money Market Accounts

    Money Market accounts generally provide higher interest rates than savings accounts, while still giving you access to your funds. Earn competitive dividends with a Summit Money Market or Money Max account.

  • share certificates

    Share Certificates

    A Share Certificate is a fantastic way to save with flexible terms.

  • Business Checking

    Our accounts give you the tools and guidance to stay secure, flexible, and focused on what matters most: running your business.

FEDERALLY INSURED BY NCUA. Membership eligibility required. Offer limited to members that have not had a Checking account or Summit Visa®  Debit Card in the past 120 days or have not been paid a Checking Account or Summit Visa® Debit Card promotional bonus in the past 36 months. Limited to 1 cardholder per account (primary cardholder). To receive the one-time $150 bonus, you must open a Checking Account, order a new Summit Visa® Debit Card between 7/15/26 and 9/15/26 and complete 50 point-of-sale transactions posted to your account by 11/15/26. Please allow 4-6 weeks after meeting qualifications for The Summit to deposit your $150 bonus into your checking account. You must keep your checking account open and in good standing through 12/31/26. The $150 bonus will be reported, and you will receive IRS Form 1099-INT. Any applicable taxes are the responsibility of the member. Offer subject to change at any time at our sole discretion without notice.