Get up to $150

After you make your first 20 purchases with your new Summit Visa® Debit Card.

Earn bonus points this summer

For a limited time, current Signature credit cardholders earn 3x points and Platinum credit cardholders earn 2x points for qualified purchases.

Summer Special for New Cardholders!

Enjoy a rate of 1.95% APR low introductory rate for 6 months*

New! Undergraduate, graduate, and student loan refinancing options

Check out our new low rate student loan options.

Boost your savings!

Save more with our special promo rates for share certificates now through September 14.

It pays to upgrade a checking account with The Summit.

It’s a great place for insights and tips to help you with your finances. Turn your everyday purchases into cash.

Start earning cash back today!

Prepare to Plan with The Summit’s Retirement & Investment Services!

Here’s your chance to learn everything you need to know about the return of conservative investing. RSVP now to register your virtual seat today!

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Check Out The Summit’s Blog!

We provide insights and tips to help you with your finances.

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Learn With Us

How to Build Good Credit in College

Going to college is one of the first steps of freedom as you transition from being at home with family to living independently as a young adult. With this transition comes a myriad of decisions to make about your education, housing arrangements, social life and money habits.  Each decision helps to prepare for a future […]

How to Start Building Credit in High School and College

Why is your credit score important? Building and maintaining good credit is a smart step toward financial independence, and the earlier you start, the better. Having a solid credit rating is important for several big financial moves like buying your first car, applying for a loan, being screened for an apartment, and purchasing a home. […]

6 Critical Lessons for Your Teen’s First Credit Card

Starting at age 18, young adults can get their first credit card to start building their credit and working toward financial independence. Before they start using their new card, it is important to make sure they understand the key elements of using and paying with  a credit card. Here are six important things your teen […]

Community Spotlight

The Summit Organizes Company-Wide School Supply Drive

The Summit has kicked off its 2022 School Supply Drive. Donation boxes are located in all 14 branches of The Summit, as well as I-Square in Irondequoit, and Center for the Arts of Homer. Beneficiaries include Big Brothers Big Sisters of Greater Rochester; Big Brothers Big Sisters of Erie, Niagara and the Southern Tier; PEACE […]

What’s New With The Summit

The Summit Federal Credit Union Taste of Syracuse, Presented by Tops, Raises over $20,000 for Local Charities

The Summit Federal Credit Union Taste of Syracuse, Central New York’s biggest food and music festival, welcomed an estimated 200,000 people over two days this past June. Produced by Galaxy Media, the festival featured hundreds of eateries and food trucks and non-stop music with over 33 bands including the Grammy-nominated 90s alternative band, Everclear. In […]

Upcoming Events

Movies Under the Stars – The Mitchells vs. The Machine

August 12, 2022

7:00 pm – 10:00 pm

22nd Annual Brockway Truck Show

11 – 14
August 11, 2022 – August 14, 2022