Gifts for them, rewards for you.
Get ready to power up your points when you use your Summit Visa® Credit Card on all purchases2 from November 1st to December 31st.
Not a cardholder yet? Don’t miss out.
Summit Visa® Signature Credit Card
Annual Fee: $75
No Balance Transfer Fee1
- 3x points on all Summit Visa Signature Credit Card purchases2
- 10,000 bonus points when you spend $3,000 in the first 90 days3
- Complimentary Visa Signature® Concierge Service 4
- Trip cancellation/trip interruption with reimbursement up to $2,000 per trip
- Exclusive bonuses and discounts in the CURewards Mall
- Visa Account Updater (for recurring charges)
- Visa Zero Liability Fraud Protection
Summit Visa® Platinum Credit Card
No Annual Fee
No Balance Transfer Fee1
- 2x points on all Summit Visa Platinum Credit Card purchases2
- Travel and Emergency Assistance Services
- Auto Rental Collision Damage Waiver
- Visa Account Updater (for recurring charges)
It’s so much more than a rewards card
Our cards are designed to get you where you’re going and reward you for everyday purchases both online and in store, from school supplies and home decor to your favorite hobbies and activities.
With benefits and features like no annual fee and cash back rewards5, you can find the best credit card to fit your lifestyle and shop the way you were meant to.
Did we mention no balance transfer fee?
The average balance transfer fee is 3-5%.** With no balance transfer fee at The Summit, the savings go right into your pocket. Enjoy rates as low as 11.75% (that’s almost half the national average!**) when you transfer your balance to your Signature or Platinum Visa Card.
All Cards Have
Apple Pay, Google Pay and Samsung Pay
A simple, more secure way to pay using your Summit Visa Credit Card.
Get ready to power up your points
VISA Installment Agreement | VISA Rates and Terms | VISA Guide to Benefits | Visa Signature Guide to Benefits
FEDERALLY INSURED BY NCUA. Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. APRs shown are as of June 1, 2024 and are subject to change at any time.
- Introductory APR of 6.95% ends 180 days after the date of account opening on purchases and balance transfers for all credit card accounts excluding Visa®️ Secured opened 6/1/24 through 8/31/24. Purchases made during the 180 days after account opening will qualify for an interest rate of 6.95% until the 180 day introductory period is up. After that, your regular APR will be applied to any unpaid purchases and balances posted during the introductory period. For example, if your credit card account is opened on 6/2/24, the 6.95% introductory rate will be valid on purchases and balance transfers through 11/29/24. You can view your billing cycle date and regular APR on your credit card statement. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. A $75 Annual Fee applies to Visa Signature®️ Credit Card.
- 7/1/24 through 8/31/24, Visa Signature®️ Credit Cards are eligible for 3X points and Visa®️ Platinum Cards are eligible for 2X points. Bonus points are awarded based on purchases posted to account in the merchant categories associated with travel, gas, restaurants, and streaming services by 8/31/24. Points rewarded will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle.
- Visa Signature accounts approved and issued will receive 10,000 bonus points statement credit upon spending $3,000 in purchase transactions within 90 days of account opening. Cash advances, credit card checks, and balance transfers do not qualify as purchase transactions. Each Signature Card account is eligible for 1 statement credit of 10,000 bonus points. Please allow 4 weeks to receive the statement credit.
- Summit Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders’ behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.
- Cash back is redeemable in $25 increments deposited into your Summit account, or as a payment to your credit card.