Welcome to Reaching My Summit, a new resource designed especially by The Summit Federal Credit Union to help teens, young adults and their parents figure out everything money. And not just boring financial stuff you find on other sites, but real life support based on what’s important to you. Whether your financial goals are big or small, they’re important to you.

We want you to reach your personal summit and your biggest dreams, whether you’re a parent trying to figure out how to talk to your kids about money, a teenager with your first job, or a college student or grad taking the next big step in your financial freedom. Reaching My Summit does just that — we’re here with helpful information, tips and expert advice on how to start managing your financial future today.

Audience:

Tips for Growing Your Child’s Money Before They Even Get Their First Paycheck

As a parent, of course you want to position your child for success in every way possible. Whether it’s a great education, nutritious meals or a sound financial future, these priorities are top of mind for most parents.There are several ways to start investing for your child before they get a paycheck from their first […]


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The $@HighSchool Series: Budgeting a Trip to the Mall

Who doesn’t love shopping with friends? But before you head out, it can be helpful to plan and budget your trip. If your shopping outing is more social, that’s all well and good, but you should be thoughtful about how much money you’re actually spending. Here are some tips to keep in mind before you […]


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5 Early Habits for Lifelong Financial Security

Maybe you’re a parent who wants to instill financial literacy throughout your child’s life, or you’re a teenager looking to maximize your after school job and plan for college. Perhaps you’re already a young adult and want to ensure you get off on the right financial footing as you enter the working world. Whatever situation […]


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3 Ways to Negotiate Your First Salary

So you’ve landed your first salaried job–hooray! Before you sign on the dotted line, you want to ensure you’re getting the best salary and benefits package possible. Even though it may be intimidating, it’s well worth negotiating, as the long-term benefits can have a big impact. Here are three ways you can negotiate your first […]


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Impulse Purchases – Yea or Nay?

We’ve all been there: you’re at a big-box store or a thrift store, and something catches your eye. It’s a great deal. You throw it in your cart. Before you know it, you’ve somehow spent $100 when you just came in for laundry detergent and deodorant. A 2018 survey showed that 5 in 6 Americans […]


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How to Keep Your Personal Information Safe

Keeping your personal information safe seems easy, right? You’ve got a passcode or Face ID set up on your phone, and it’s not like you leave your social security card laying around! There’s much more to online privacy than that, though. We’re sharing some of our best tips for keeping your personal information (and your […]


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Setting a Realistic College Budget for Your Child

When your first child heads off to college, you’re likely well aware that a degree is going to be an expensive (but worthwhile) investment. When the financial aid office puts together aid packages, they use the cost of attendance to determine how much aid you need. Cost of attendance includes direct costs like tuition, fees, […]


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Your First Off Campus Apartment

When you decide to move off campus and into your first apartment, there’s a lot you need to know. It seems easy–you just find an apartment you like, sign a document, and it’s yours, right? Well, it’s a bit more complicated than that, and there are plenty of questions you need to be sure to […]


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Credit 101

The concept of credit is a critical one for everyone and the earlier you understand how credit works and affects your entire life, the better off you’ll be in navigating your financial future. What is Credit? Simply put, credit is the ability to borrow money for things you want or need now with the promise […]


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The Lowdown on Rewards Credit Cards…Is Cash Back Still King?

Cash back has long been considered the ultimate of all rewards card options. But the popularity of points- and miles-earning cards has left many wondering if cash back cards are still the way to go. The best answer: it depends on your lifestyle, the purchases you make with your credit card and what type of […]


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