The Summit FCU App

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Getting Started with Our Mobile App

The Summit Federal Credit Union offers mobile banking apps for your iPhone®, iPad®, Android™ phone or Android™ tablet. Download the app that’s right for you. Use your existing username and password to log in. That’s it! Mobile banking gives you access to your account while on the go, is fast, secure and FREE1. No matter where you are, The Summit is there!

Download our app today!

Download on the App Store Get it on Google Play

Features & Benefits

Quick Balance

Quickly access your account balances and recent transactions without the hassle of logging into the app.

Learn More

Text Message Banking

Check account balances and view transactions via text from your mobile device2.

Learn More

Mobile Check Deposit

Make check deposits in a snap with Mobile Check Deposit3. You can deposit checks in minutes, whenever and wherever you want.

Learn More

Bill Pay

Enjoy the ease and convenience of bill pay. Bill pay is free and easy to use, and available 24/7 on your desktop, laptop, tablet or phone.

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Purchase rewards

Earn rewards from participating vendors when you use your Platinum and Gold debit cards on select purchases.

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Apple Pay™, Google Pay™ and Samsung Pay™

The easy, safe, and private way to pay is now available on your Summit Visa® Debit and Credit Card1.

Learn More


Send money to anyone through online banking or our mobile app.

Learn How

Facial Recognition & Touch ID

Logging into Mobile Banking couldn’t be easier than with Touch ID or Facial Recognition.

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  • The Summit FCU Mobile App is free.
  • Same username and password as your Summit Online Access account.
  • Compatible with Apple iPhone, iPad®, and Android® devices.

What You Will Need:

  • Wi-Fi source and/or active data plan
  • Summit Online Access username and password or your account number and temporary Personal Identification Number (PIN) for initial Summit Online Access setup.

Getting Started:

  1. Download the App: Download The Summit FCU Mobile App through the iTunes App Store® (Apple) or Google Play Store® (Android).
  2. Login Information: Enter your username and password (or account number and temporary PIN for initial Online Access setup)
  3. View/Transact: Once you download the app, you can view account balances and history, pay bills, make transfers, deposit checks, find ATM or branch locations and contact us quickly right from the app.

Enable Touch or Face ID

  1. Login to Mobile Banking on the mobile app.
  2. From the main menu on Mobile Banking, select Fingerprint & Facial Recognition.
  3. Fill out the information required to enroll your device for Touch ID & Facial Recognition.
  4. Touch Enroll to finalize the enrollment.

*Touch or Face ID must be enabled on your mobile device for this feature to work. Please check your device’s settings to do so.

Find the App in the Apple App Store / Google Play Store
Download the App and Log in
View Your Transactions
Transfer Funds from one account to another
Access even more features


Apply for Loans: To apply for a loan using The Summit FCU Mobile App:

  1. Select the “More” icon at the bottom of the screen.
  2. Select “Apply Now”
  3. Select the loan product that you would like to apply for and complete the application.

Make a Loan Payment: To make a loan payment using The Summit FCU Mobile App with funds on deposit with The Summit FCU:

  1. Select the “Transfers” icon at the bottom of the screen. And follow transfer instructions as above.

To make a loan payment using The Summit FCU Mobile App with funds from another Financial Institution:

  1. Select the “More” icon at the bottom of the screen.
  2. Select “EZ Loan Pay – Pay Now”
  3. Follow the prompts to make your payment

To Enable Quick Balance

  1. Log in to The Summit Mobile App
  2. Go to More (located in the bottom right corner)
  3. Select Settings and then Quick Balance
  4. Select Current Device and turn on Quick Balance for that mobile device


To make a transfer using The Summit FCU Mobile App:

  1. Select the “Transfers” icon at the bottom of the screen.
  2. Select “From” and choose a from account.
  3. Select “To” and choose a to account.
  4. Select “Amount” and enter the transfer amount.
  5. Select “Transfer” and then “Confirm” to complete the transfer.

Your Security

Our Mobile Banking, Mobile App, and Text Message Banking are secure services for all Summit members. To protect your privacy, we require you to authenticate yourself, using the same information from Summit Online Access, on each individual mobile device. All communication between your mobile device, wireless provider, and the mobile banking server are encrypted.

In addition, your passwords and account information are never stored by the mobile device or in the Mobile Banking application. Text messages will never contain your personal information (social security number, full account numbers, etc.). Our Mobile Banking capabilities are safe and secure.

Please read our Disclosures for Electronic Communication for more information.

Apple, the Apple logo, Apple Wallet, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Touch ID, and Face ID are trademarks of Apple Inc. View the Digital Wallet Terms and Conditions.

Google Pay and the Google Pay logo are trademarks of Google LLC.

  1. Mobile Banking is a free service available only with a Summit FCU Account. Your mobile carrier’s text messaging and data charges may apply.
  2. We won’t charge you; however, standard carrier fees for text messaging may apply. Please check with your mobile phone carrier if you aren’t sure what fees apply when you send and receive text messages.
  3. The Summit does not charge a fee for Mobile Check Deposit. You must first be enrolled in Mobile Banking to use Mobile Check Deposit. Mobile Check Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply. For more information please view the Mobile Check Deposit Disclosure and Agreement.