Visa® Credit Cards
Credit Cards to Fit your Lifestyle
Whether you’re shopping around the corner, online, or around the world, Summit Visa® Credit Cards give you the purchasing power – and value – you need. Welcomed at millions of locations, our Visa Credit Cards have affordable low rates and no balance transfer fees. Ready to get your Summit Visa Credit Card? You can apply online, visit a branch, or contact us at (585) 453-7030 or (800) 836-SFCU extension 7030.
Choose from three different Credit Card options:
Earn 1x points per dollar on every purchase, every day
- 1x points for every purchase
No Annual Fee
Make your large balances a little more manageable with our lowest rate card
No Annual Fee
All cards have:
High Credit Card Payments?
Not for long.
Transfer a Balance Now
Transfer balances from other credit cards and loans to your Summit Visa and save money. With a balance transfer you can save money on interest and simplify your monthly payments by paying down your debt in a single monthly payment.
Already have an account?
Sign in to your Online Access account and select Credit Cards in the top navigation bar
Select Visa Access
Select Services from the left navigation bar
Select Balance Consolidation
Follow the prompts and click submit
If you don’t have an online account, you can contact our Member Service Center at (800) 836-7328 or use our paper Visa Balance Transfer Form to transfer balances from your other loans and credit cards to your Summit Visa.
Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. APRs shown are as of December 19, 2018 and are subject to change at any time. APRs range from 8.75% to 18.00%. Your APR will depend on your creditworthiness. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars.
Promotion Disclaimer: Membership eligibility required. Subject to credit approval. Must be 18 years of age or older to apply. Our Cash Advance Fee is 2% of the cash advance amount and our Foreign Transaction Fee is 1% of the transaction amount in U.S. dollars. APRs range from 10.25% to 18.0%. Your APR will depend on your creditworthiness and will vary with the market based on the Prime Rate. APRs shown are as of June 1, 2019 and are subject to change at any time. * Through 8/31, Visa Signature Cards are eligible for 3X points on all purchases. Points will be based on net purchases (sum of eligible purchase transactions minus returns and refunds) posted to your account at the close of each billing cycle. 1. If Visa Signature card is opened by 8/31, Annual Fee is waived for 12 months. After that, $75 Annual Fee applies.
Want a custom designed credit card?
A credit card as unique as you are! Customize your Visa Credit Card with a photo. Simply upload a high-resolution image of your recent vacation, the new family pet or a special someone — the possibilities are endless. You can also choose an image from our library.
To order your personalized card:
Sign in to your Online Access account
Select Credit Cards and then select Visa Access
Select Services and then select Design Your Own Card
Use of the Design Your Own Card service is subject to program Terms and Conditions and Image Guidelines. There is a fee of $9.95 for this service. Please refer to the Visa Rates and Terms.