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CashBack+

Say hello to CashBack+, a new member benefit offered by The Summit. CashBack+ allows members to browse through hundreds of  digital gift cards including those from some of your favorite brands! The more you purchase the more the offers will be personalized to you. You could receive up to 20%* cash back of the gift card’s value that you can use to purchase additional gift cards or deposit into your Summit account! It’s a great way to shop at your favorite stores and get cash back, too! It’s easy to use, just login to your Summit account to get started today.

CashBack+ is free for members of The Summit. Join today or login to start earning cash back!

Check It Out

Benefits to CashBack+

Access Anywhere

Login to your Online Access and browse hundreds of offers from top brands* wherever you are.

Instant Rewards

Earn instant cash back when you select your digital gift card – 2%, 5%, 10%, up to 20%!*

No Fees

Never pay hidden fees or extra costs when purchasing digital gift cards.

Getting Started:

  1. Login: Log into Online Access and select “Get Started” under CashBack+ Offers. If on mobile, click “More” in the bottom right corner and then click “Account Management” in the top navigation for CashBack+ to show in the dropdown.
  2. Select Offers: Browse hundreds of personalized digital gift cards from the brands you love for as little as $5.
  3. Confirm Purchase: Easily pay with your Summit account and follow the prompts to confirm your purchase and receive your CashBack+ Rewards instantly.
  4. Use: Use your digital gift card when shopping in-store or online. The more you use, the more you earn – it’s that easy!

Download our app today to take advantage!


Frequently Asked Questions

What is CashBack+?

CashBack+ is a new way to get more for your money. You can use CashBack+ to purchase digital gift cards from brands they love with bonus value, utilizing their account funds. It’s quick, secure, and easy.

How do I access CashBack+?

On The Summit’s mobile app or within Online Access:
1) Sign in to Online Access
2) If on desktop, select “Get Started” under CashBack+ Offers. If on mobile, click “More” in the bottom right corner and then click “Account Management” in the top navigation for CashBack+ to show in the dropdown.

How do I earn cash back?

You can earn cash back rewards by buying digital gift cards to use when making purchases at brands – in-store or online.

Why do I receive a bonus when purchasing a digital gift card through CashBack+?

CashBack+ partners with brands to provide bonus value on your purchases, leading you to get more for your money.

Can I choose the account I want to purchase from?

Yes, you can determine which Summit Checking or Savings account funds are debited from within the CashBack+ marketplace.

How will I receive my gift card?

Gift cards are sent to the email address registered with your online banking profile. Occasionally our emails will find their way into a junk or spam folder or the promotions tab; please check there first. You can also redeem the digital gift card right in Online Access and the mobile app.

How do I access the gift cards that I’ve previously purchased?

You can access your previously purchased gift cards either through the email confirmation you received when you purchased or through your CashBack+ Wallet. The CashBack+ Wallet stores all of your previously purchased digital gift cards for safe storage and easy usage. You can access it from the Menu within CashBack+.

Can I cancel my transaction and return the funds to my Summit account?

Gift cards cannot be canceled or exchanged. All purchases are final.

If I need to return the merchandise I purchased, how will the funds be returned to me?

Returns and exchanges will follow each specific merchant’s policies for returns and exchanges. Usually, a replacement gift card will be issued in place of the CashBack+ digital gift card.

Who do I contact if I have issues with CashBack+?

Please contact us if you have issues with a digital gift card or have any other questions.

The Summit is federally insured by the NCUA.

*CashBack+ is a service offered through Prizeout Partners, LLC (Prizeout).  Prizeout determines the cash back amount for each participating retailer.  Retailer and cash back options may change depending on a variety of factors including previous purchase history, location, promotional campaigns, and more.

Mobile Banking is a free service available only with a Summit FCU Account. Your mobile carrier’s text messaging and data charges may apply.